{"id":100,"date":"2023-01-04T21:07:07","date_gmt":"2023-01-04T21:07:07","guid":{"rendered":"https:\/\/branded.staging.myfinancial-life.com\/fundamentos-financieros\/como-elaborar-un-presupuesto\/"},"modified":"2024-01-25T18:36:26","modified_gmt":"2024-01-25T18:36:26","slug":"como-elaborar-un-presupuesto","status":"publish","type":"page","link":"https:\/\/branded.staging.myfinancial-life.com\/es\/fundamentos-financieros\/como-elaborar-un-presupuesto\/","title":{"rendered":"Como Elaborar un Presupuesto"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"El-dinero-es-mucho-m\u00e1s-f\u00e1cil-de-manejar-con-un-plan\">El dinero es mucho m\u00e1s f\u00e1cil de manejar con un plan<\/h2>\n\n\n\n<p>La construcci\u00f3n de un presupuesto es el primer paso para convertirse en un mejor administrador de dinero. Lo crea o no, muchas personas no saben la cantidad de dinero que ganan o cu\u00e1nto gastan cada mes.<\/p>\n\n\n\n<p>Es por eso que creamos presupuestos. Es un ejercicio financiero que a veces sorprende a la gente cuando descubren la cantidad que gastan. Tambi\u00e9n les inspira a cambiar sus h\u00e1bitos financieros.<\/p>\n\n\n\n<p>No sea indiferente a este ejercicio. Averig\u00fce la cantidad total que gana y gasta cada mes. Analice hasta el \u00faltimo d\u00f3lar. Es importante.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Tiempo-para-un-concurso\">\u00a1Tiempo para un concurso!<\/h3>\n\n\n\n<p><strong>Antes de empezar, realiza esta prueba r\u00e1pida para ver cuanto sabe sobre los fundamentos presupuestarios. Esto ayudar\u00e1 a medir la cantidad de tiempo que necesitar\u00e1 para asumir esta secci\u00f3n.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group container rounded-2xl p-10 flashcard has-kofe-info-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">\u00bfCu\u00e1les son los tres tipos de gastos que forman parte de un presupuesto?<\/h3>\n\n\n\n<div class=\"wp-block-group answers has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>A.<\/strong> Cuentas, Deseos, Necesidade<\/p>\n\n\n\n<p class=\"correct\"><strong>B.<\/strong> Fijos, Flexibles, Discrecionales<\/p>\n\n\n\n<p><strong>C.<\/strong> Pagados ahora, pagados el mes que viene, nunca pagados<\/p>\n\n\n\n<p><strong>D.<\/strong> Flexibles, Flotantes, Fijos<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button revealbtn\"><a class=\"wp-block-button__link has-kofe-secondary-background-color has-background wp-element-button\">Mostrar Respuesta<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group container rounded-2xl p-10 flashcard has-kofe-info-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">\u00bfCu\u00e1nto es la m\u00ednima cantidad de dinero que debe tener como ahorros?<\/h3>\n\n\n\n<div class=\"wp-block-group answers has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>A.<\/strong> \u00bfQu\u00e9 ahorros?<\/p>\n\n\n\n<p class=\"correct\"><strong>B.<\/strong> Por lo menos seis meses de gastos presupuestados<\/p>\n\n\n\n<p><strong>C.<\/strong> Al menos el 50% de su salario anual neto<\/p>\n\n\n\n<p><strong>D.<\/strong> Por lo menos el 75% de su ingreso bruto mensual<a href=\"void(0)\"><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button revealbtn\"><a class=\"wp-block-button__link has-kofe-secondary-background-color has-background wp-element-button\">Mostrar Respuesta<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"El-c\u00e1lculo-de-su-ingreso\">El c\u00e1lculo de su ingreso<\/h3>\n\n\n\n<p>Encuentre un lugar tranquilo y re\u00fana todas las fuentes de ingresos. Si est\u00e1 casado, incluya los salarios de su c\u00f3nyuge. Si usted gana dinero a trav\u00e9s de inversiones, un trabajo a tiempo parcial, pensi\u00f3n alimenticia, o los ni\u00f1os que contribuyen a las cuentas de la familia, debe a\u00f1adir todo. Usted tiene que incluir todo si quiere un presupuesto exacto. El total se llama su ingreso bruto.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Seguimiento-de-sus-gastos\">Seguimiento de sus gastos<\/h3>\n\n\n\n<p>Una vez que entienda cu\u00e1nto gana cada mes, es hora de realizar un seguimiento de sus gastos. Durante un mes, recoja todos sus recibos, incluidos los de los mercados, gasolineras, y cajeros autom\u00e1ticos. Documente todo.<\/p>\n\n\n\n<p>Cada centavo cuenta. Ning\u00fan gasto es demasiado peque\u00f1o. No se olvide de incluir los gastos que se olvidan f\u00e1cilmente, tales como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provisi\u00f3n para los ni\u00f1os<\/li>\n\n\n\n<li>El dinero gastado en el caf\u00e9 de la ma\u00f1ana o por la tarde las bebidas energ\u00e9ticas<\/li>\n\n\n\n<li>El r\u00e1pido almuerzo en un restaurante de comida r\u00e1pida<\/li>\n\n\n\n<li>Tintorer\u00eda<\/li>\n\n\n\n<li>El alcohol y los cigarrillos<\/li>\n<\/ul>\n\n\n\n<p>Aqu\u00ed es donde muchas personas ignoran convenientemente ciertos gastos. Puede que sea porque se sienten inc\u00f3modos por el gasto excesivo o quieren que el gasto siga siendo privado. Si desea un presupuesto preciso, realice un seguimiento de todo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"La-comprensi\u00f3n-de-los-tres-tipos-de-gastos-en-su-presupuesto\">La comprensi\u00f3n de los tres tipos de gastos en su presupuesto<\/h3>\n\n\n\n<p>Usted descubrir\u00e1 tres tipos de gastos en la hoja de registro de gastos. Esta separaci\u00f3n revela d\u00f3nde se gasta su dinero, e identifica las \u00e1reas donde se puede reducir el gasto si es necesario. Los tres tipos son:<\/p>\n\n\n\n<p><strong>Fijo<\/strong><\/p>\n\n\n\n<p>Estos son por lo general los gastos necesarios que permanecen fijas de mes a mes. Incluyen los pagos de su veh\u00edculo, hipotecas, alquiler, e incluso los gastos tales como cuotas de mantenimiento.<\/p>\n\n\n\n<p><strong>Flexible<\/strong><\/p>\n\n\n\n<p>Estos gastos cambian de mes a mes, pero son en su mayor\u00eda necesarios, aunque pueden ser reducidos f\u00e1cilmente. Ellos incluyen las facturas de comestibles, servicios p\u00fablicos, y las facturas de tel\u00e9fono celular.<\/p>\n\n\n\n<p><strong>Discrecional<\/strong><a><\/a><\/p>\n\n\n\n<p>Estos son los elementos que no necesariamente necesita para sobrevivir, pero todav\u00eda compra de todos modos, porque los quiere. Incluyendo membres\u00edas de gimnasio salir a cenar, el caf\u00e9 de la ma\u00f1ana, y m\u00e1s. Tambi\u00e9n pueden incluir los costos inesperados, como reparaciones en el hogar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Tiempo-de-un-nuevo-quiz\">\u00a1Tiempo de un nuevo quiz!<\/h3>\n\n\n\n<div class=\"wp-block-group container rounded-2xl p-10 flashcard has-kofe-info-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">\u00bfQu\u00e9 significa el t\u00e9rmino financiero \u201cal rev\u00e9s\u201d?<\/h3>\n\n\n\n<div class=\"wp-block-group answers has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>A.<\/strong> Usted no est\u00e1 boca arriba<\/p>\n\n\n\n<p><strong>B.<\/strong> Su ingreso bruto es mayor que sus gastos totales<\/p>\n\n\n\n<p class=\"correct\"><strong>C.<\/strong> Sus gastos totales son mayores que sus ingresos brutos<\/p>\n\n\n\n<p><strong>D.<\/strong> Sus finanzas est\u00e1n en perfecto estado<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button revealbtn\"><a class=\"wp-block-button__link has-kofe-secondary-background-color has-background wp-element-button\">Mostrar Respuesta<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group container rounded-2xl p-10 flashcard has-kofe-info-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">Una vez que construye un presupuesto, \u00bfqu\u00e9 debe hacer despu\u00e9s de unos meses?<\/h3>\n\n\n\n<div class=\"wp-block-group answers has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>A.<\/strong> Deje de usar el presupuesto<\/p>\n\n\n\n<p><strong>B.<\/strong> Construir un presupuesto nuevo<\/p>\n\n\n\n<p><strong>C.<\/strong> Trate de usar el presupuesto de otra persona<\/p>\n\n\n\n<p class=\"correct\"><strong>D.<\/strong> Compruebe para asegurarse de que sigue siendo preciso<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button revealbtn\"><a class=\"wp-block-button__link has-kofe-secondary-background-color has-background wp-element-button\">Mostrar Respuesta<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Aprender-a-equilibrar-su-presupuesto\">Aprender a equilibrar su presupuesto<\/h3>\n\n\n\n<p>Despu\u00e9s de totalizar sus gastos mensuales, s\u00f3lo hay que restar su ingreso bruto. Al dinero que sobra se le llama ingresos netos restantes.<\/p>\n\n\n\n<p>Por ejemplo, si usted tiene un ingreso bruto de $ 2.000 y sus gastos son $ 1.500, entonces su ingreso neto es de $ 500 ($ 2,000 \u2013 $ 1.500 = $ 500). Si recibe cuatro cheques de pago al mes, que significa que s\u00f3lo tiene $ 125 a presupuestar para la jubilaci\u00f3n, un fondo de emergencia, u otra meta por cheque.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Al-rev\u00e9s\">Al rev\u00e9s<\/h3>\n\n\n\n<p>Al rev\u00e9s se refiere a la situaci\u00f3n de las personas se encuentran cuando gastan m\u00e1s de lo que ganan. Si sus gastos totales son mayores que sus ingresos brutos, significa que est\u00e1 al rev\u00e9s. Eso es un problema.<\/p>\n\n\n\n<p>Antes de ir m\u00e1s lejos, aprenda a\u00a0<a href=\"\/es\/fundamentos-financieros\/reduzca-sus-gasto\/\">reducir sus gastos<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"No-olvide-de-incluir-los-ahorros-en-su-presupuesto\">No olvide de incluir los ahorros en su presupuesto<\/h3>\n\n\n\n<p>La mayor\u00eda de la gente se olvida de crear una entrada para el ahorro en su presupuesto. Usted debe dejar de lado un m\u00ednimo de seis meses de gastos presupuestados en una cuenta de ahorros separada.<\/p>\n\n\n\n<p>Calcule la cantidad de dinero que puede ahorrar cada mes y configure una cuenta que se encargue autom\u00e1ticamente de que el dinero salga autom\u00e1ticamente de su cheque. Es r\u00e1pido y sin dolor. De lo contrario, hay una buena probabilidad de que va a terminar sin ning\u00fan ahorro.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Recuerde-que-debe-volver-a-evaluar\">Recuerde que debe volver a evaluar<\/h3>\n\n\n\n<p>Despu\u00e9s de unos meses de presupuestos, compare su gasto real con lo presupuestado. Si algunos gastos han aumentado, haga los ajustes. Su presupuesto no est\u00e1 escrito en piedra.<\/p>\n\n\n\n<p>Despu\u00e9s de cada mes o dos, usted debe volver a evaluarlo. Los gastos cambian r\u00e1pidamente, y si no es diligente sobre el ajuste de ellos, el presupuesto no ser\u00e1 exactos. Los presupuestos necesitan algo de trabajo, pero al final, obtendr\u00e1 la recompensa.<\/p>\n\n\n\n<div>\n    <a class=\"accordion-toggle accordion-block-btn btn btn-primary\" type=\"button\" data-target=\"block_445b69fb5ee4f171019f69490cd38e1f\">Planilla de Presupuesto +<\/a>\n<\/div>\n\n<div class=\"overflow-hidden\" data-id=\"block_445b69fb5ee4f171019f69490cd38e1f\" style=\"max-height: 0px;\">\n    \n\n<div class=\"block-calculator\" data-block-id=\"block_dfb0f47cc41dffc3bf84a0ccaa076f9b\">\n            <div class=\"calc-block rounded-2xl\">\n            <script src=\"https:\/\/code.highcharts.com\/highcharts.js\"><\/script>\n<form class=\"form-horizontal separated-form grid-labeled-form worksheet\" id=\"frmBudAnal\" name=\"frmBudAnal\">\n    <div class=\"carousel relative rounded relative overflow-hidden\">\n        <div class=\"carousel-inner relative overflow-hidden w-full\">\n                        <!--Income Worksheet-->\n            <input class=\"carousel-open\" type=\"radio\" id=\"carousel-1\" name=\"carousel\" aria-label=\"Income Input\" aria-hidden=\"true\" hidden=\"\"\n                checked=\"checked\">\n            <div id=\"Income2\" class=\"carousel-item absolute opacity-0 control-1 hidden\">\n\n                <div id=\"incometitle2\" class=\"main-title\">\n                    <div class=\"title pb-6\">\n                        <h3>Hoja de trabajo de ingresos<\/h3>\n                    <\/div>\n                <\/div>\n\n                <div id=\"incomeinput2\">\n                    <div id=\"noExtraIncome2\">\n\n                        <div class=\"form-head\">\n                            <div class=\"row flex\">\n                                <h4 class=\"w-1\/2 font-bold text-16px\">Fuente de ingresos<\/h4>\n                                <h4 class=\"w-1\/2 font-bold text-16px\">Total Mensual<\/h4>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"yincome2\">Su salario neto (lo que lleva a casa)<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"yincome2\" name=\"yincome2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"spincome2\">Salario neto de su c\u00f3nyuge<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"spincome2\" name=\"spincome2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"peincome2\">Salarios a tiempo parcial<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"peincome2\" name=\"peincome2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"ssi2\">Pensi\u00f3n alimenticia<\/label>\n                                <\/div>                    \n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"ssi2\" name=\"ssi2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"uincome2\">Manutenci\u00f3n de ni\u00f1os<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"uincome2\" name=\"uincome2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"acincome2\">Beneficios del Seguro Social<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"acincome2\" name=\"acincome2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"rincome2\">Beneficios de veteranos<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"rincome2\" name=\"rincome2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                    <\/div>\n\n                    <div class=\"extraIncome2\"><\/div>\n\n                <\/div>\n\n\n                <div class=\"form-group addrow\">\n                    <div class=\"row\">\n                        <div class=\"md:w-1\/2\">\n                            <a class=\"font-bold\" id=\"addIncome2\"><u>Agregar<\/u> +<\/a>\n                        <\/div>\n                    <\/div>\n                <\/div><!--\/form-group-->\n\n\n                <div class=\"form-group totaldiv\">\n                    <div class=\"row flex\">\n                        <div class=\"w-1\/2 font-bold\">\n                            <label for=\"totalincome2\">Total ingresos<\/label>\n                        <\/div>\n                        <div class=\"w-1\/2 flex totalcol\">\n                            $ <input type=\"number\" id=\"totalincome2\" name=\"totalincome2\" class=\"form-control\" readonly disabled \/>\n                        <\/div>\n                    <\/div>\n                <\/div><!--\/form-group-->\n            <\/div>\n            <label for=\"carousel-2\" class=\"next control-1 hidden z-100\">\n                <a class=\"btn btn-primary float-right flex items-center\" type=\"button\">Siguiente <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-chevron-right ml-2\" viewBox=\"0 0 16 16\">\n                        <path fill-rule=\"evenodd\" d=\"M4.646 1.646a.5.5 0 0 1 .708 0l6 6a.5.5 0 0 1 0 .708l-6 6a.5.5 0 0 1-.708-.708L10.293 8 4.646 2.354a.5.5 0 0 1 0-.708z\"\/>\n                    <\/svg>\n                <\/a>\n            <\/label>\n\n            <!--Fixed Expenses Worksheet-->\n            <input class=\"carousel-open\" type=\"radio\" id=\"carousel-2\" name=\"carousel\" aria-label=\"Next\" aria-hidden=\"true\" hidden=\"\">\n            <input class=\"carousel-open\" type=\"radio\" id=\"carousel-2-2\" name=\"carousel\" aria-label=\"Previous\" aria-hidden=\"true\" hidden=\"\">\n            <div id=\"FixedExpenses2\" class=\"carousel-item absolute opacity-0 control-2 hidden\">\n\n                <div id=\"fixedextitle2\" class=\"main-title\">\n                    <div class=\"title pb-6\">\n                        <h3>Hoja de trabajo de gastos fijos<\/h3>\n                    <\/div>\n                <\/div>\n\n                <div id=\"fixedinput2\">\n                    <div id=\"noExtraFixed2\">\n\n\n                        <div class=\"form-head\">\n                            <div class=\"row flex\">\n                                <h4 class=\"w-1\/2 font-bold text-16px\">Gastos Fijos<\/h4>\n                                <h4 class=\"w-1\/2 font-bold text-16px\">Gastos Mensuales<\/h4>\n                            <\/div>\n                        <\/div><!--\/form-head-->\n\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixmort2\">Hipoteca \/ Alquiler<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixmort2\" name=\"fixmort2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixtaxes2\">Impuestos a la Propiedad \/ Bienes Ra\u00edces (podr\u00eda estar incluido en el pago de hipoteca)<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixtaxes2\" name=\"fixtaxes2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixhomeins2\">Seguro de propietario (podr\u00eda estar incluido en el pago de hipoteca)<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixhomeins2\" name=\"fixhomeins2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixhoa2\">Asociaci\u00f3n de Propietarios de Vivienda \/ HOA<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixhoa2\" name=\"fixhoa2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixauto2\">Pr\u00e9stamos para autom\u00f3viles \/ Pagos de arrendamiento<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixauto2\" name=\"fixauto2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixcarins2\">Seguro de autom\u00f3vil<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixcarins2\" name=\"fixcarins2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixstudent2\">Pagos de pr\u00e9stamos estudiantiles<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixstudent2\" name=\"fixstudent2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixchildsup2\">Pagos de pensi\u00f3n alimenticia \/ manutenci\u00f3n de ni\u00f1os<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixchildsup2\" name=\"fixchildsup2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixmedins2\">Seguro m\u00e9dico<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixmedins2\" name=\"fixmedins2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixccdebt2\">Tarjeta de cr\u00e9dito \uff031<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixccdebt2\" name=\"fixccdebt2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        \n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixccdebt3\">Tarjeta de cr\u00e9dito \uff032<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixccdebt3\" name=\"fixccdebt3\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        \n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"fixccdebt4\">Tarjeta de cr\u00e9dito \uff033<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"fixccdebt4\" name=\"fixccdebt4\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                    <\/div>\n\n                    <div class=\"extraFixed2\"><\/div>\n\n                <\/div>\n\n                <div class=\"form-group addrow\">\n                    <div class=\"row\">\n                        <div class=\"md:w-1\/2\">\n                            <a class=\"font-bold\" id=\"addFixed2\"><u>Agregar<\/u> +<\/a>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n                <div class=\"form-group totaldiv\">\n                    <div class=\"row flex\">\n                        <div class=\"w-1\/2 font-bold\">\n                            <label for=\"totalfixed2\">Total de Gastos Fijos<\/label>\n                        <\/div>\n                        <div class=\"w-1\/2 flex totalcol\">\n                            $ <input type=\"number\" id=\"totalfixed2\" name=\"totalfixed2\" class=\"form-control\" readonly disabled\/>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <label for=\"carousel-1\" class=\"control-2 hidden\">\n                <a class=\"btn btn-primary float-left flex items-center\" type=\"button\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-chevron-left mr-2\" viewBox=\"0 0 16 16\">\n                        <path fill-rule=\"evenodd\" d=\"M11.354 1.646a.5.5 0 0 1 0 .708L5.707 8l5.647 5.646a.5.5 0 0 1-.708.708l-6-6a.5.5 0 0 1 0-.708l6-6a.5.5 0 0 1 .708 0z\"\/>\n                    <\/svg> Anterior                <\/a>\n            <\/label>\n            <label for=\"carousel-3\" class=\"next control-2 hidden\">\n                <a class=\"btn btn-primary float-right flex items-center\" type=\"button\">Siguiente <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-chevron-right ml-2\" viewBox=\"0 0 16 16\">\n                        <path fill-rule=\"evenodd\" d=\"M4.646 1.646a.5.5 0 0 1 .708 0l6 6a.5.5 0 0 1 0 .708l-6 6a.5.5 0 0 1-.708-.708L10.293 8 4.646 2.354a.5.5 0 0 1 0-.708z\"\/>\n                    <\/svg>\n                <\/a>\n            <\/label>\n\n            <!--Flexible Expenses Worksheet-->\n            <input class=\"carousel-open\" type=\"radio\" id=\"carousel-3\" name=\"carousel\" aria-label=\"Next\" aria-hidden=\"true\" hidden=\"\">\n            <input class=\"carousel-open\" type=\"radio\" id=\"carousel-3-3\" name=\"carousel\" aria-label=\"Previous\" aria-hidden=\"true\" hidden=\"\">\n            <div id=\"FlexibleExpenses2\" class=\"carousel-item absolute opacity-0 control-3 hidden\">\n\n                <div id=\"flexextitle2\" class=\"main-title\">\n                    <div class=\"title pb-6\">\n                        <h3>Hoja de trabajo de gastos flexibles<\/h3>\n                    <\/div>\n                <\/div>\n\n                <div id=\"flexedinput2\">\n                    <div id=\"noExtraFlex2\">\n\n                        <div class=\"form-head\">\n                            <div class=\"row flex\">\n                                <h4 class=\"w-1\/2 font-bold text-16px\">Gastos Flexibles<\/h4>\n                                <h4 class=\"w-1\/2 font-bold text-16px\">Gastos Mensuales<\/h4>\n                            <\/div>\n                        <\/div>\n\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexinternet2\">Tel\u00e9fono fijo \/ Internet<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexinternet2\" name=\"flexinternet2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexelectric2\">Electricidad \/ gas \/ combustible<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexelectric2\" name=\"flexelectric2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexcable2\">Cable \/ Sat\u00e9lite<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexcable2\" name=\"flexcable2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexcell2\">Servicio m\u00f3vil \/ celular<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexcell2\" name=\"flexcell2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexgroceries2\">Alimentos<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexgroceries2\" name=\"flexgroceries2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexhousesupp2\">Art\u00edculos para el hogar<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexhousesupp2\" name=\"flexhousesupp2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexschoolsupp2\">Suministros escolares<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexschoolsupp2\" name=\"flexschoolsupp2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexclothing2\">Ropa<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexclothing2\" name=\"flexclothing2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexlaundry2\">Servicio de tintorer\u00eda \/ lavander\u00eda<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexlaundry2\" name=\"flexlaundry2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexpet2\">Costos de cuidado de mascotas<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexpet2\" name=\"flexpet2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flexcargas2\">Gasolina (auto)<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flexcargas2\" name=\"flexcargas2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"flextolls2\">Transporte (peajes\/estacionamiento)<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"flextolls2\" name=\"flextolls2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                    <\/div>\n\n                    <div class=\"extraFlexibles2\"><\/div>\n\n                <\/div>\n\n                <div class=\"form-group noprint addrow\">\n                    <div class=\"row\">\n                        <div class=\"md:w-1\/2\">\n                            <a class=\"font-bold\" id=\"addFlexible2\"><u>Agregar<\/u> +<\/a>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n                <div class=\"form-group totaldiv\">\n                    <div class=\"row flex\">\n                        <div class=\"w-1\/2 font-bold\">\n                            <label for=\"totalflexed2\">Total de Gastos Flexibles<\/label>\n                        <\/div>\n                        <div class=\"w-1\/2 flex totalcol\">\n                            $ <input type=\"number\" id=\"totalflexed2\" name=\"totalflexed2\" class=\"form-control\" readonly disabled \/>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <label for=\"carousel-2-2\" class=\"control-3 hidden\">\n                <a class=\"btn btn-primary float-left flex items-center\" type=\"button\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-chevron-left mr-2\" viewBox=\"0 0 16 16\">\n                        <path fill-rule=\"evenodd\" d=\"M11.354 1.646a.5.5 0 0 1 0 .708L5.707 8l5.647 5.646a.5.5 0 0 1-.708.708l-6-6a.5.5 0 0 1 0-.708l6-6a.5.5 0 0 1 .708 0z\"\/>\n                    <\/svg> Anterior                <\/a>\n            <\/label>\n            <label for=\"carousel-4\" class=\"next control-3 hidden\">\n                <a class=\"btn btn-primary float-right flex items-center\" type=\"button\">Siguiente <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-chevron-right ml-2\" viewBox=\"0 0 16 16\">\n                        <path fill-rule=\"evenodd\" d=\"M4.646 1.646a.5.5 0 0 1 .708 0l6 6a.5.5 0 0 1 0 .708l-6 6a.5.5 0 0 1-.708-.708L10.293 8 4.646 2.354a.5.5 0 0 1 0-.708z\"\/>\n                    <\/svg>\n                <\/a>\n            <\/label>\n\n\n            <!--Discretionary Expenses Worksheet-->\n            <input class=\"carousel-open\" type=\"radio\" id=\"carousel-4\" name=\"carousel\" aria-label=\"Next\" aria-hidden=\"true\" hidden=\"\">\n            <input class=\"carousel-open\" type=\"radio\" id=\"carousel-4-4\" name=\"carousel\" aria-label=\"Previous\" aria-hidden=\"true\" hidden=\"\">\n            <div id=\"DiscretionaryExpenses2\" class=\"carousel-item absolute opacity-0 control-4 hidden\">\n\n                <div id=\"discreexxtitle2\" class=\"main-title\">\n                    <div class=\"title pb-6\">\n                        <h3>Hoja de trabajo de gastos discrecionales<\/h3>\n                    <\/div>\n                <\/div>\n\n                <div id=\"discreinput2\">\n                    <div id=\"noExtraDis2\">\n\n                        <div class=\"form-head\">\n                            <div class=\"row flex\">\n                                <h4 class=\"w-1\/2 font-bold text-16px\">Gastos discrecionales o no esenciales<\/h4>\n                                <h4 class=\"w-1\/2 font-bold text-16px\">Gastos Mensuales<\/h4>\n                            <\/div>\n                        <\/div>\n\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"disenter2\">Cine \/ Teatro<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"disenter2\" name=\"disenter2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"disdining2\">Cenas afuera<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"disdining2\" name=\"disdining2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"dissports2\">Eventos deportivos \/ Conciertos<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"dissports2\" name=\"dissports2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"disrecr2\">Recreaci\u00f3n<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"disrecr2\" name=\"disrecr2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"dishobbies2\">Pasatiempos<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"dishobbies2\" name=\"dishobbies2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"disstream2\">Streaming (m\u00fasica \/ pel\u00edculas \/ videojuegos)<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"disstream2\" name=\"disstream2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"disbooks2\">Suscripciones (revistas \/ peri\u00f3dicos)<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"disbooks2\" name=\"disbooks2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"dishair2\">Barber\u00eda \/ Sal\u00f3n de belleza<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"dishair2\" name=\"dishair2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                        <div class=\"form-group\">\n                            <div class=\"row flex\">\n                                <div class=\"w-1\/2\">\n                                    <label for=\"disdonate2\">Donaciones \/ Recaudaci\u00f3n de fondos<\/label>\n                                <\/div>\n                                <div class=\"w-1\/2\">\n                                    <div class=\"input-group\">\n                                        <div class=\"input-group-prepend\">\n                                            <div class=\"input-group-text\">\n                                                $\n                                            <\/div>\n                                        <\/div>\n                                        <input type=\"number\" id=\"disdonate2\" name=\"disdonate2\" class=\"form-control\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div><!--\/form-group-->\n\n                    <\/div>\n\n                    <div class=\"extraDiscretionary2\"><\/div>\n                <\/div>\n\n                <div class=\"form-group noprint addrow\">\n                    <div class=\"row\">\n                        <div class=\"md:w-1\/2\">\n                            <a class=\"font-bold\" id=\"addDiscretionary2\"><u>Agregar<\/u> +<\/a>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n\n                <div class=\"form-group totaldiv\">\n                    <div class=\"row flex\">\n                        <div class=\"w-1\/2 font-bold\">\n                            <label for=\"totaldiscretionary2\">Total de gastos discrecionales<\/label>\n                        <\/div>\n                        <div class=\"w-1\/2 flex totalcol\">\n                            $ <input type=\"number\" id=\"totaldiscretionary2\" name=\"totaldiscretionary2\" class=\"form-control\" readonly disabled \/>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <label for=\"carousel-3-3\" class=\"control-4 hidden\">\n                <a class=\"btn btn-primary float-left flex items-center\" type=\"button\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-chevron-left mr-2\" viewBox=\"0 0 16 16\">\n                        <path fill-rule=\"evenodd\" d=\"M11.354 1.646a.5.5 0 0 1 0 .708L5.707 8l5.647 5.646a.5.5 0 0 1-.708.708l-6-6a.5.5 0 0 1 0-.708l6-6a.5.5 0 0 1 .708 0z\"\/>\n                    <\/svg> Anterior                <\/a>\n            <\/label>\n            <label for=\"carousel-5\" class=\"control-4 hidden\">\n                <a class=\"btn btn-primary float-right\" type=\"button\" id=\"confirmpageBudAnal\" name=\"confirmpageBudAnal\">Enviar<\/a>\n            <\/label>\n            \n            <!--Results-->\n            <input class=\"carousel-open\" type=\"radio\" id=\"carousel-5\" name=\"carousel\" aria-label=\"Submit\" aria-hidden=\"true\" hidden=\"\">\n            <!--Start Print-->\n            <div id=\"resultlog2\" class=\"carousel-item opacity-0 control-5 hidden w-full\">\n                <div style=\"background:white;width:100%;\">\n                    <div id=\"containercharts\" ref=\"chart\" style=\"max-width:600px; margin: auto;\"><\/div>\n                <\/div>\n                &nbsp;\n                &nbsp;\n                <div id=\"clientlog2\">\n                    <div id=\"incomeprint2\">\n                        <h3>Hoja de trabajo de ingresos<\/h3>\n                        <div class=\"table-settings\">\n                            <div class=\"form-head\">\n                                <div class=\"row\">\n                                    <div class=\"leftouter\"><h4>Fuente de ingresos<\/h4><\/div>\n                                    <div class=\"rightouter\"><h4>Total Mensual<\/h4><\/div>\n                                <\/div>\n                            <\/div>\n\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"yourincome\">Su salario neto (lo que lleva a casa)<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"yourincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"spouseincome\">Salario neto de su c\u00f3nyuge<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"spouseincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"pensionincome\">Salarios a tiempo parcial<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"pensionincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"ssincome\">Pensi\u00f3n alimenticia<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"ssincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"unemployincome\">Manutenci\u00f3n de ni\u00f1os<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"unemployincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"alimonyincome\">Beneficios del Seguro Social<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"alimonyincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"rentincome\">Beneficios de veteranos<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"rentincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"otherincome\">Otro<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"otherincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row flex\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording total\" for=\"totincome\">Total ingresos<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printincome2\" id=\"totincome\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                    &nbsp;\n                    <div id=\"fixedprint2\">\n                        <h3>Hoja de trabajo de gastos fijos<\/h3>\n                        <div class=\"table-settings\">\n                            <div class=\"form-head\">\n                                <div class=\"row\">\n                                    <div class=\"leftouter\"><h4>Gastos Fijos<\/h4><\/div>\n                                    <div class=\"rightouter\"><h4>Gastos Mensuales<\/h4><\/div>\n                                <\/div>\n                            <\/div>\n\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"mortgagerent\">Hipoteca \/ Alquiler<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"mortgagerent\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"housetaxes\">Impuestos a la Propiedad \/ Bienes Ra\u00edces (podr\u00eda estar incluido en el pago de hipoteca)<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"housetaxes\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"insurance\">Seguro de propietario (podr\u00eda estar incluido en el pago de hipoteca)<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"insurance\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"hoa\">Asociaci\u00f3n de Propietarios de Vivienda \/ HOA<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"hoa\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"autoloan\">Pr\u00e9stamos para autom\u00f3viles \/ Pagos de arrendamiento<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"autoloan\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"carins\">Seguro de autom\u00f3vil<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"carins\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"studentloan\">Pagos de pr\u00e9stamos estudiantiles<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"studentloan\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"childsupp\">Pagos de pensi\u00f3n alimenticia \/ manutenci\u00f3n de ni\u00f1os<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"childsupp\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"medins\">Seguro m\u00e9dico<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"medins\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"credebt\">Tarjeta de cr\u00e9dito #1<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"credebt\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"credebt2\">Tarjeta de cr\u00e9dito #2<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"credebt2\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"credebt3\">Tarjeta de cr\u00e9dito #3<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"credebt3\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"otherfixedex\">Otro<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"otherfixedex\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording total\" for=\"totfixedex\">Total de Gastos Fijos<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printfixed2\" id=\"totfixedex\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                    &nbsp;\n                    <div id=\"flexprint2\">  \n                        <h3>Hoja de trabajo de gastos flexibles<\/h3>\n                        <div class=\"table-settings\">\n                            <div class=\"form-head\">\n                                <div class=\"row\">\n                                    <div class=\"leftouter\"><h4>Gastos Flexibles<\/h4><\/div>\n                                    <div class=\"rightouter\"><h4>Gastos Mensuales<\/h4><\/div>\n                                <\/div>\n                            <\/div>\n\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"homeinternet\">Tel\u00e9fono fijo \/ Internet<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"homeinternet\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"housegas\">Electricidad \/ gas \/ combustible<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"housegas\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"cablesat\">Cable \/ Sat\u00e9lite<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"cablesat\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"cellserv\">Servicio m\u00f3vil \/ celular<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"cellserv\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"groc\">Alimentos<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"groc\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"housesuppl\">Art\u00edculos para el hogar<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"housesuppl\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"schoolsuppl\">Suministros escolares<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"schoolsuppl\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"clothing\">Ropa<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"clothing\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"laundry\">Servicio de tintorer\u00eda \/ lavander\u00eda<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"laundry\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"petcare\">Costos de cuidado de mascotas<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"petcare\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"cargas\">Gasolina (auto)<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"cargas\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"tolls\">Transporte (peajes\/estacionamiento)<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"tolls\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"otherflexexp\">Otro<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"otherflexexp\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording total\" for=\"totflexexp\">Total de Gastos Flexibles<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printflex2\" id=\"totflexexp\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                    &nbsp;\n                    <div id=\"discreprint2\">\n                        <h3>Hoja de trabajo de gastos discrecionales<\/h3>\n                        <div class=\"table-settings\">\n                            <div class=\"form-head\">\n                                <div class=\"row\">\n                                    <div class=\"leftouter\"><h4>Gastos discrecionales o no esenciales<\/h4><\/div>\n                                    <div class=\"rightouter\"><h4>Gastos Mensuales<\/h4><\/div>\n                                <\/div>\n                            <\/div>\n\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"entertainments\">Cine \/ Teatro<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"entertainments\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"diningout\">Cenas afuera<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"diningout\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"events\">Eventos deportivos \/ Conciertos<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"events\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"recr\">Recreaci\u00f3n<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"recr\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"hobbies\">Pasatiempos<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"hobbies\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"streaming\">Streaming (m\u00fasica \/ pel\u00edculas \/ videojuegos)<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"streaming\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"subsc\">Suscripciones (revistas \/ peri\u00f3dicos)<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"subsc\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"salon\">Barber\u00eda \/ Sal\u00f3n de belleza<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"salon\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"donation\">Donaciones \/ Recaudaci\u00f3n de fondos<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"donation\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording\" for=\"otherdiscexp\">Otro<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"otherdiscexp\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            <div class=\"row\">\n                                <div class=\"leftouter \">\n                                    <div class=\"leftinnerlabel \">\n                                        <label class=\"wording total\" for=\"totdiscesxp\">Total de gastos discrecionales<\/label>\n                                    <\/div>\n                                <\/div>\n                                <div class=\"rightouter \">\n                                    <div class=\"rightinnerolabel\">\n                                        <span class=\"dollarsign\">$ <\/span>\n                                        <input type=\"number\" class=\"printdiscre2\" id=\"totdiscesxp\" \/>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n            <\/div>\n            <label for=\"carousel-4-4\" class=\"control-5 hidden\">\n                <a class=\"btn btn-primary float-left flex items-center\" type=\"button\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-chevron-left mr-2\" viewBox=\"0 0 16 16\">\n                        <path fill-rule=\"evenodd\" d=\"M11.354 1.646a.5.5 0 0 1 0 .708L5.707 8l5.647 5.646a.5.5 0 0 1-.708.708l-6-6a.5.5 0 0 1 0-.708l6-6a.5.5 0 0 1 .708 0z\"\/>\n                    <\/svg> Anterior                <\/a>\n            <\/label>\n            <div class=\"row control-5 hidden float-right mt-4 mb-4\">\n                <a type=\"button\" class=\"btn btn-primary mr-4 z-10\" id=\"printButton\" name=\"printButton\">Imprimir<\/a>\n                <a type=\"button\" class=\"btn btn-primary z-10\" id=\"exportbuttonBudAnal\" name=\"exportbuttonBudAnal\">Exportar<\/a>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/form>\n            <\/div>\n            \n            \n        <\/div>\n\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>El dinero es mucho m\u00e1s f\u00e1cil de manejar con un plan La construcci\u00f3n de un presupuesto es el primer paso para convertirse en un mejor administrador de dinero. Lo crea o no, muchas personas no saben la cantidad de dinero que ganan o cu\u00e1nto gastan cada mes. Es por eso que creamos presupuestos. Es un [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":251,"parent":96,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-sidebar","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[30],"class_list":["post-100","page","type-page","status-publish","has-post-thumbnail","hentry","tag-elaborar-presupuesto"],"acf":[],"featured_image_src":"https:\/\/branded.staging.myfinancial-life.com\/wp-content\/uploads\/sites\/17\/2024\/01\/build-a-budget-3.jpg","featured_image_src_square":"https:\/\/branded.staging.myfinancial-life.com\/wp-content\/uploads\/sites\/17\/2024\/01\/build-a-budget-3.jpg","_links":{"self":[{"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/pages\/100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/comments?post=100"}],"version-history":[{"count":1,"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/pages\/100\/revisions"}],"predecessor-version":[{"id":195,"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/pages\/100\/revisions\/195"}],"up":[{"embeddable":true,"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/pages\/96"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/media\/251"}],"wp:attachment":[{"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/media?parent=100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/categories?post=100"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/branded.staging.myfinancial-life.com\/es\/wp-json\/wp\/v2\/tags?post=100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}